Tag: Year

Posted in Business

Health insurance rates for individual coverage to decrease in the coming year

Health insurance rates for Mainers who buy individual coverage will be down an average of just over 13 percent in the coming year.

That is according to new numbers from the Maine Bureau of Insurance. The change applies only to people who buy their own insurance, not to group plans.

“This is the third year in a row rates have gone down…this is the first time in my recollection we’ve had a double-digit rate decrease,” says Maine Insurance Superintendent Eric Cioppa.

He says this is good news, especially for those who have lost their jobs because of the pandemic.

“They can go on the exchange during their special enrollment period or enroll for next year when these rates take effect and have a more affordable option,” says Cioppa.

Cioppa says much of the rate decrease is the result of the state’s reinsurance program, which pays some of the costs associated

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Posted in Insurance

Should You Buy Tuition Insurance for College This Year?

You insure your house and auto without thinking twice, but have you considered buying insurance for college tuition?

Considering the average annual cost for tuition, room and board at U.S. colleges was $24,623 for the 2018-19 school year, a four-year degree will likely cost more than your car (and maybe your house).

But is tuition insurance worth the cost — and what does it cover (particularly in light of the coronavirus)? Check out our cheat sheet for what you need to know about tuition insurance, especially this year.

What is Tuition Insurance?

In general, tuition insurance is a policy you can buy that will refund your college costs in case you need to withdraw due to an unexpected medical event.

Tuition insurance differs from a refund from your college. Learning institutions typically offer complete or partial tuition refunds on a very limited basis, based on their own internal policies.


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Posted in Insurance

Netflix has 113 brand new shows coming out this year (so far). See them all here.

Katherine Langford as Nimue in "Cursed."
Katherine Langford as Nimue in “Cursed.”


  • Netflix currently has 113 brand new TV shows slated to premiere in 2020.

  • Insider is keeping a running list of the confirmed shows and what we know about them so far.

  • Up next in July is a new fantasy series called “Cursed,” reality show “Skin Decision: Before and After,” and the docuseries “Fear City: New York vs the Mafia.” 

  • Visit Insider’s homepage for more stories.

Netflix released dozens of new TV shows in 2019, and has even more planned for this year. If you want to know which shows are most worth your time, read our ranking of the best 36 Netflix originals in 2020 so far.

But there are more than 100 brand new series coming to streaming service, many of which you might not have realized even existed.

Keep reading to see all the new shows arriving on Netflix this year

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Posted in Business

L.A. and San Diego school districts to start the year online

The two largest school districts in California announced Monday that classes will be online-only at the start of the school year, citing “skyrocketing infection rates” of the coronavirus in their areas.

The Los Angeles and San Diego unified school districts, which issued a joint announcement, will begin online instruction in mid-August but will “continue planning for a return to in-person learning during the 2020-21 academic year, as soon as public health conditions allow.”

Los Angeles Unified, the country’s second-largest school district with roughly 700,000 students, will begin instruction Aug. 18; San Diego Unified, which serves more than 100,000 students, is set to start Aug. 31.

“There’s a public health imperative to keep schools from becoming a petri dish,” Austin Beutner, the school superintendent in Los Angeles, said in a video message posted online.

In the joint announcement, the school districts said the research around coronavirus-era school safety remains “incomplete,” and

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Posted in Money

Social media firms make $1bn a year from anti-vax followers, report says

Conspiracy theorists at Hyde Park Corner on 16 May 2020 in London: Getty
Conspiracy theorists at Hyde Park Corner on 16 May 2020 in London: Getty

Social media platforms are making up to $1bn a year from people following anti-vaccine misinformation that could cause “tens of thousands” of coronavirus deaths, researchers say.

The Centre for Countering Digital Hate (CCDH) said the number of people viewing pages and posts claiming that a Covid-19 vaccine is unnecessary or would pose a health risk had risen dramatically during the pandemic.

Despite pledges by Facebook and others to crack down on harmful posts, a report found that at least 57 million users now follow anti-vaxxers on mainstream platforms across the UK and US – up 7.7 million since the start of the outbreak.

A YouGov poll suggested that almost one in five British adults say they would refuse the injection if it becomes available, and a further 15 per cent are unsure.

The research suggested that people

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Posted in Personal

Marietta Schools Make Masks Mandatory For Coming School Year

EAST COBB, GA — Marietta’s schools became the first in metro Atlanta Thursday to mandate that its students wear masks for the coming year.

In an email sent to students’ families Thursday night, superintendent Grant Rivera said face coverings would be required for all students from pre-K to 12th grade, according to The Marietta Daily Journal. Masks also would be required for staff and visitors, both in buildings and in buses.

Students were encouraged to bring their own washable masks, but disposable masks would be provided for students who didn’t have one.

“I acknowledge the decision to wear a face covering is very personal,” Rivera wrote in the email. “I also acknowledge, as we prioritize the safety of students and staff, that we are committed to being on the safe side of medical research and on the progressive side of student and staff safety.”

The Marietta mandate comes as other

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Posted in Finance

How to Get More Financial Aid for College This Year

The best laid plans of the college bound often go awry.

Yes, English majors, I mangled that quote, but you get the idea: Any plans you may have made waaaay back in 2019 about attending college this fall have probably changed. You’re not alone.

Nearly half of 2020 grads say they’ve adjusted their post-high school goals as a result of the coronavirus, according to a national survey by Junior Achievement and the Project Management Institute Educational Foundation.

What does that mean for you — especially if your financial situation has changed since you sent in your college application?

We rounded up experts in personal finance and financial aid to ask them what students and their families can expect as they head off — or back — to college this fall.

One answer became clear: There is no one size fits all.

“There are 4,500 universities, and I think there’s going

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Posted in Finance

9 things I learned making 6-figures every year for the last 5 years

I’ve made 6-figures every year for five years. I already know you don’t care about my financial position and that’s not the point of this article.

The money I made came from writing blog posts, publishing ebooks, working in finance, and owning a small side business that does consulting. In my early 20s, I thought making six-figures was crucial.

The idea of what money is has grown on me.

Most of us spend our entire lives trading time for money and not knowing why.

This has been the recurring thought bouncing around in my head for a while now. Understanding money meant understanding myself and perhaps life to a degree.

Here’s what I learned making 6-figures.

It won’t make you a better person

There are arrogant people everywhere who make a lot of money and treat people like garbage in the process. Seeing and meeting these people has made me

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Posted in Personal

I tried Hey, the $99 a year email app that Apple threatened to remove from the App Store, and it completely changed the way I look at my inbox forever

The Hey app focuses on its so called Imbox, for important email.
The Hey app focuses on its so called Imbox, for important email.


  • Hey is a new email app from Basecamp that’s designed to help you get the most out of your email.

  • It lets you sort emails into categories for newsletters and shipping notifications, and makes it possible to screen emails just like you screen phone calls.

  • The email provider, which was initially invite-only, has caught on in the short time it’s been available, breaking into the top 100 iPhone apps the day after it launched.

  • Overall, I found that Hey made my inbox feel more organized and has the potential to help me find relevant information more quickly, but it comes with a learning curve and a hefty price tag: $99 per year.

  • Visit Business Insider’s homepage for more stories.

There’s been an obsession with killing email in recent years, and for good reason. Our inboxes have become

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Posted in Business

How Beauty E-commerce Will Evolve Over the Next Year

Click here to read the full article.

The coronavirus pandemic is to e-commerce sales what the bullet train was to rail travel — a transformational accelerator of a wide-spread behavior.

During the crisis, with all but nonessential brick-and-mortar stores closed, consumers had no choice but to buy online — some for the first time ever. But as stores start the laborious process of reopening, one thing is clear: For many people, the migration to e-commerce will be permanent — and the implications for selling beauty are significant.

“In the last three to four months, we’ve seen changes that we would have expected over the last three to four years,” says Oliver Wright, global lead of Accenture’s Consumer Goods practice. “Before COVID-19, about 20 to 30 percent of the population in most countries were hesitant to make purchases online. This group has been broken through, and as a result, we’re seeing

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