Tag: cards

Posted in Personal

Ready to cut up your credit cards? Read this first

If you’re thinking about canceling a credit card — or two or three — it’s not as simple as just cutting up the plastic and tossing the tiny pieces.



a pair of scissors: Before you cut up your credit cards, read this


© T.Dallas / Shutterstock
Before you cut up your credit cards, read this

There are a few additional steps you should make to ensure you’re not tanking your credit score.

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Whether you’re sick of the measly travel rewards (travel in 2020 is history, anyway), struggle to keep up with your payments or simply want to cut back on accounts, use this simple step-by-step guide to cancel your credit card the right way.

Your 6-step guide to canceling a credit card the right way

Before you cancel your credit card, you need to make sure this is a smart move for you and your credit. And if you determine it is, it’s not just enough to cut your card up

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Posted in Personal

Social Security announces new online service for replacement Social Security cards in Alabama

Kylle’ D. McKinney, Special to the Advertiser
Published 9:05 a.m. CT Aug. 28, 2020 | Updated 9:05 a.m. CT Aug. 28, 2020

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The Social Security Administration introduced the expansion of online services for residents of Alabama available through its my Social Security portal at www.socialsecurity.gov/myaccount. Andrew Saul, Commissioner of Social Security, announced that residents of Alabama can use the portal for many replacement Social Security number (SSN) card requests. This will allow people to replace their SSN card from the comfort of their home or office.

“We are here to serve the public and this option helps us improve service by offering a safe, secure, and more convenient choice for doing business with us online,” Saul said. “I am pleased to offer Alabama residents the added convenience of replacing a Social Security card through the my Social Security portal.” 

The agency is conducting a

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Posted in Finance

The best credit cards for new homeowners of 2020

If you just bought a house, these credit cards can make settling in a little easier.
If you just bought a house, these credit cards can make settling in a little easier.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small share of the revenue. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

A new house, condo, or apartment is cause for celebration. It might also cause some financial stress, depending on how much is left in your bank account after the settlement. And the bills don’t end there. If you’re a new homeowner, you might be looking for ways to help you save money on home-related expenses after you move in. Furniture, renovations, and emergency repairs can quickly add up. 

While experts advise that people shouldn’t apply for new lines of credit before

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Posted in Personal

What Are the Best Credit Cards for Online Shopping?

The coronavirus pandemic is changing the way we shop. And the new norm of social distancing, plastic shields and sanitized shopping carts makes avoiding brick-and-mortar stores more appealing than ever. Online shopping is no longer a convenience; it’s an act of survival.

“As the world continues its rapid shift to digital in the wake of COVID-19, more consumers are turning to online purchases with their credit cards,” says Brian Cole, head of product, North America at Visa.

But while online shopping may reduce your exposure to health risks, it can increase your risk of fraud and identity theft. Using your credit card online can offer rewards and consumer protection, but know how to protect your identity before making a purchase.

Read on to learn how to safely shop online and choose the best credit card for online shopping.

[Read: Best 0% APR Credit Cards.]

Can You Make Online Purchases

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Posted in Insurance

The best credit cards for groceries of 2020

Shop for groceries with these credit cards, and you can clean up the rewards in aisle three.
Shop for groceries with these credit cards, and you can clean up the rewards in aisle three.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

Groceries are an essential living expense—especially now that you may be spending more time stuck at home and less time visiting friends or dining out. Not only are Americans currently spending more on groceries, the price of meat, poultry, fish, eggs, and other goods has steeply increased.

Maybe you already have a card in your wallet that rewards you for paying recurring expenses like your telephone bill or gym membership. Adding a grocery rewards card to the mix can help

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Posted in Personal

The best credit cards for college students

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

College can be an exciting, confusing, and, well, costly time in your life. You’ll need to buy everything from books to blankets to the occasional beer (if you’re old enough), and you get to make those spending decisions all on your own. Assuming you take a smart approach to your money and don’t go over your budget, using the right credit card to make your necessary purchases can make your transition into adult life just a little bit easier.

The best credit cards for college students have a few things in common: They offer forgiving policies, robust

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