“I’m a one-man crew right now though I’m starting to work with a few serious journalists and people who can be trained as journalists to string for me in areas of the country that are under-reported on,” he continued.
Unicorn Riot, on the other hand, is a 501(c)3 educational media organization founded in 2015 with reporters spread across the country. “We chose not to be LLC specifically [because] we knew we weren’t in this for the money,” Niko Georgiades, a co-founder of and producer at the outlet, told Engadget.
“What we were aiming for was allowing people’s voices to be heard by creating media that was a platform for the community,” he explained. “And so what we knew from that was we could possibly enlighten people, educate people. We could bring something new to the table and [fill] a niche that we knew needed to
UK holidaymakers will be able to travel abroad this summer – though it is not yet clear to which destinations.
At present a “double lock” effectively prevents most overseas travel. The Foreign Office advises against all but essential journeys abroad, while anyone returning to the UK faces two weeks of self-isolation.
The measures have already triggered the cancellation of millions of trips and stifled new outbound and inbound bookings.
But in the next few days the government will set out a list of countries for which both the Foreign Office warning and the quarantine requirement will be lifted.
These are the key questions and answers.
What is changing?
On Wednesday, 1 July, the government is expected to say that the current rules will be relaxed on 6 July for a range of destinations.
Simultaneously, the Foreign Office no-go warning and the need
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PARIS — Social distancing may be the new norm, but so, too, is getting up close and personal. While shopkeepers diligently apply bright, new floor markings to regulate store traffic, brands are also busy working behind the scenes to forge deeper, more personal ties with clients.
Customer relationship management has emerged as a key element to pandemic-era strategies as brands and retailers across the spectrum seek to steer their businesses through choppy trading conditions.
“What we are sure of is this crisis will end at some point, and it’s important that the brands actually get out of this tunnel in good shape — in good enough shape at least with their customer assets — the relationship assets — so that if they have cash to restart the engine, they can do that in the best possible way,” said Marc-André Kamel, partner and director
Mortgage rates keep hitting new all-time lows, and homeowners have been rushing to refinance and shave down their monthly payments — sometimes by hundreds of dollars.
As 30-year mortgage rates head toward 3% and lower, you’re a good candidate to refinance and save if your current mortgage rate is in the neighborhood of 4%. That’s pretty common, because rates were averaging around 4.2% in the spring of last year.
Think you’re ripe for a refi? Careful there, because mortgages are complicated and it’s easy to make a misstep.
Refinancing errors can be costly. Here are six of the most common ones you’ll want to avoid on your way to landing a new loan.
1. Not comparison shopping to find the best deal
You probably wouldn’t buy a new car without shopping around and comparing prices. Same goes
Teenagers have exploited a credit loophole to go on “free” shopping sprees, it has emerged. Klarna, Britain’s biggest “buy now, pay later” lender, has been forced to overhaul its security system after a 16-year-old girl was able to open an account on the website and rack up debts of more than £500 through buying clothes online.
As disclosed this week by The Telegraph’s consumer champion, Katie Morley, the minor was able to set up a Klarna profile by opening an account using her own name but her mother’s date of birth. This fooled the credit check system into thinking the girl and her mother were the same person, even though no one of that name, age and address existed on the electoral roll. It has exposed an alarming security flaw at the increasingly popular service, which is strictly for adults.
Klarna, which has seven million British
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College can be an exciting, confusing, and, well, costly time in your life. You’ll need to buy everything from books to blankets to the occasional beer (if you’re old enough), and you get to make those spending decisions all on your own. Assuming you take a smart approach to your money and don’t go over your budget, using the right credit card to make your necessary purchases can make your transition into adult life just a little bit easier.
The best credit cards for college students have a few things in common: They offer forgiving policies, robust