Category: Personal

Posted in Personal

Make Masks Accessories, Not Annoyances

(Bloomberg Opinion) — Why all the fuss about masks? Why won’t people just wear them?

“Masking has become controversial. It shouldn’t be,” former Food and Drug Administration Commissioner Scott Gottlieb said on “Face the Nation.” To health experts, masks seem like a simple, apolitical precaution. In medical jargon, they’re personal protective equipment, or PPE, like surgeons’ gowns, gloves and face screens. Nobody thinks a doctor, nurse or emergency medical technician is a coward for gearing up.

On the streets of everyday life, however, masks are something more. They aren’t like safety glasses, life preserver vests, or seatbelts — special protection for a limited task in a specialized environment.

Masks are clothing. They cover your body and change how you appear to the world.

Once you understand masks as clothing, the controversy becomes entirely predictable. Clothes don’t just protect us from the elements. They aren’t purely functional. They provide pleasure and

Read More
Posted in Personal

How Instagram became a destination for the protest movement

Gary Chambers Jr. did not expect the Instagram post of his confrontation with a white school board member to go viral.

Chambers, a racial justice activist in Baton Rouge, Louisiana, excoriated the board member for online shopping during a recent debate over the name of Lee Magnet High School, which is named for the Confederate General Robert E. Lee. But Chambers didn’t share the video on his Twitter account. Instead, he posted it to Instagram, where his account had 26,000 followers at the time.

The video has topped 1.8 million views since he posted it on Juneteenth, and his Instagram videos now regularly garner tens of thousands of views.

“What it speaks to is that this video is hitting people in their core, that they are feeling something when they see this,” he said. “That speaks to where I think we are as a country.”

Chambers now has nearly 200,000

Read More
Posted in Personal

2020 is ‘the perfect storm’ for online scams

Yahoo Life is committed to finding you the best products at the best prices. We may receive a share from purchases made via links on this page. Pricing and availability are subject to change.

Online scams can come in many forms and via any kind of device. (Photo: Getty)
Online scams can come in many forms and via any kind of device. (Photo: Getty)

A worldwide pandemic, mass unemployment and nationwide protests over racial injustice — there are many important issues occupying our collective attention. Sadly, this kind of large-scale distraction is fertile ground for hackers.

“We have the COVID disaster combined with the economic disaster combined with the protests,” said Adam Levin, cyber security expert and founder of CyberScout, to Yahoo Life. ”We are now in the middle of what can be considered a perfect storm for scammers.”

Levin says that the current climate of our nation has set the stage for an online scam trifecta: motive, means, and opportunity.

“The motive for scammers

Read More
Posted in Personal

JoJo Siwa responds to accusations of blackface in music video

JoJo Siwa is setting the record straight regarding accusations that she featured a dancer wearing blackface in her new music video for her song “Nonstop.”

The 17-year-old “Boomerang” singer and former “Dance Moms” star posted a message on Instagram Friday explaining that the dancer in question was dressed up as a circus animal to go along with the video’s big top theme and wasn’t wearing blackface.

“I need to set the record straight about a few things because some have been irresponsible in recent stories and posts about me, and everyone seems to rush to conclusions without having all of the facts,” Siwa posted.

The big bow-wearing star, known for her appearances on YouTube and hosting kid-friendly shows on Nickelodeon, said she experienced backlash from haters that devolved into criticism of her appearance and sexuality over a costume that was in not intended to depict race.

“My instagram post yesterday

Read More
Posted in Personal

A Step-by-Step Guide to Getting Started

Making money by doing what you love might not be as complicated as you think.

If you have a book, movie, comic, podcast, class, craft or any other creative project you want to share with the world, you can put it up for sale in about five minutes with Gumroad, an online platform that lets artists, writers and other makers sell their projects.

However, before you dive into Gumroad, know that creating a product is one thing, but actually making sales takes time, effort and know-how.

How to Use Gumroad

This guide will lay out the steps you’ll need to follow to start making money with Gumroad.

1. Make Something

Gumroad is a marketplace it’s only worth using if you have something to sell.

There’s no reason to let that discourage you, though! A wide range of products are on offer on Gumroad, including movies, books, music and courses.

Read More
Posted in Personal

When Is Tax-Free Shopping Happening in Your State?

Click here to read the full article.

Believe it or not, back-to-school season is quickly approaching. While it’s most likely going to look a lot different this year, especially if you’ll be continuing remote learning, there are some things that are here to stay. One of those things you’ve been wondering about? Tax-free shopping. The good news: It’s happening, but it looks different in every state. According to the Federation of Tax Administrators, 16 states are participating this year. In addition, Alaska, Delaware, Montana, New Hampshire, and Oregon never charge sales tax. So, if you live in these states, maybe you can shop for the rest of us year round?

Tax-free holidays generally start toward the end of July and go through August and range from a couple days to about a week. You can expect to save on clothing, shoes, school supplies, and even big-ticket items like a computer

Read More
Posted in Personal

Online and independent: The future of journalism is already here

A photo shows AFP photographer Anne-Christine Poujoulat (R) and photographer Jean-Baptiste Autissier during a rally as part of the 'Black Lives Matter' worldwide protests against racism and police brutality, on Place de la Republique in Paris on June 13, 2020. - A wave of global protests in the wake of US George Floyd's fatal arrest magnified attention on the 2016 death in French police custody of Adama Traore, a 24-year-old black man, and renewed controversy over claims of racism and brutality within the force. (Photo by Thomas SAMSON / AFP) (Photo by THOMAS SAMSON/AFP via Getty Images)

THOMAS SAMSON via Getty Images

“I’m a one-man crew right now though I’m starting to work with a few serious journalists and people who can be trained as journalists to string for me in areas of the country that are under-reported on,” he continued.

Unicorn Riot, on the other hand, is a 501(c)3 educational media organization founded in 2015 with reporters spread across the country. “We chose not to be LLC specifically [because] we knew we weren’t in this for the money,” Niko Georgiades, a co-founder of and producer at the outlet, told Engadget.

“What we were aiming for was allowing people’s voices to be heard by creating media that was a platform for the community,” he explained. “And so what we knew from that was we could possibly enlighten people, educate people. We could bring something new to the table and [fill] a niche that we knew needed to

Read More
Posted in Personal

Customer Relations Management Gains New Relevance in Pandemic Era

Click here to read the full article.

PARIS — Social distancing may be the new norm, but so, too, is getting up close and personal. While shopkeepers diligently apply bright, new floor markings to regulate store traffic, brands are also busy working behind the scenes to forge deeper, more personal ties with clients.

Customer relationship management has emerged as a key element to pandemic-era strategies as brands and retailers across the spectrum seek to steer their businesses through choppy trading conditions.

“What we are sure of is this crisis will end at some point, and it’s important that the brands actually get out of this tunnel in good shape — in good enough shape at least with their customer assets — the relationship assets — so that if they have cash to restart the engine, they can do that in the best possible way,” said Marc-André Kamel, partner and director

Read More
Posted in Personal

6 common mistakes when refinancing into a low mortgage rate

Mortgage rates keep hitting new all-time lows, and homeowners have been rushing to refinance and shave down their monthly payments — sometimes by hundreds of dollars.

As 30-year mortgage rates head toward 3% and lower, you’re a good candidate to refinance and save if your current mortgage rate is in the neighborhood of 4%. That’s pretty common, because rates were averaging around 4.2% in the spring of last year.

Think you’re ripe for a refi? Careful there, because mortgages are complicated and it’s easy to make a misstep.

Refinancing errors can be costly. Here are six of the most common ones you’ll want to avoid on your way to landing a new loan.

1. Not comparison shopping to find the best deal

Krakenimages.com / Shutterstock
Too many borrowers grab the first mortgage they see.

You probably wouldn’t buy a new car without shopping around and comparing prices. Same goes

Read More
Posted in Personal

The best credit cards for college students

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

College can be an exciting, confusing, and, well, costly time in your life. You’ll need to buy everything from books to blankets to the occasional beer (if you’re old enough), and you get to make those spending decisions all on your own. Assuming you take a smart approach to your money and don’t go over your budget, using the right credit card to make your necessary purchases can make your transition into adult life just a little bit easier.

The best credit cards for college students have a few things in common: They offer forgiving policies, robust

Read More