Category: Money

Posted in Money

The best student discounts we found for 2020

Shopping

Amazon Prime

Student version

Amazon

If you’re not piggy-backing off of your parents’ Amazon Prime account, you can have the subscription for less while you’re in school. College students can get Prime Student for $6.50 per month or $60 per year, and it includes the same perks as a standard Prime membership including free two-day shipping, free same-day delivery in select areas, and access to the entire Prime Video library. Amazon also currently offers a six-month free trial, so you’ll pay even less during your first year.

Buy Prime Student at Amazon – $60/year

Shipt

Shipt is similar to DoorDash but for groceries and household essentials: Pay an annual fee and you can get same-day delivery from numerous stores including Target, Costco and CVS. Shipt’s student plan costs $50 for the year — a 50-percent discount from the normal price — and you get the first two weeks free. Just double

Read More
Posted in Money

How to keep track of your finances as a student

Golden rules

First, and possibly the simplest: Your income needs to add up to more than your spending. If it doesn’t, you’re spending money you don’t have.  

Second: Following on from the first, you shouldn’t be getting into unnecessary debt. Credit cards offer the temptation of a spending spree, with the pain of payment deferred for months (or even years), but don’t fall into that trap. That new item of clothing may seem great now, but it won’t be nearly as enticing when you’re paying 20 percent interest on it long after you donated it to Goodwill. 

True story: In my first year of college, I knew two people who got suckered in by those too-good-to-be-true credit card deals. The repayment terms were generous and the interest rates low, and the temptation was too tough to resist and one of them racked up a debt of nearly $37,000 in a

Read More
Posted in Money

Did you save money during the pandemic? Here is how to keep it that way

While the coronavirus pandemic has been financially devastating for the almost 45 million unemployed Americans across the country, there’s been a silver lining for others. With the world on lockdown, some say they have actually been able to cut back on expenses and save money. Take students and young professionals who have found themselves moving back in with parents, cutting expensive costs like rent.

“There’s been this forced lifestyle change that has made them not spend the way they used to,” said financial coach Lacey Langford, who dubbed herself “The Military Money Expert” for getting finances into shape. “A lot of people are actually saving money during all this because they are not going out as much. They’re not using a gym membership or they’ve cancelled it.”

Langford is a certified financial coach and veteran who helps clients, especially military families, get their finances in order and develop control and

Read More
Posted in Money

Hollis Wong-Wear Builds a Business to Fuel Her Art

In NerdWallet’s Money/Makers Q&A series, we talk with artists and innovators about their money moves, including unique struggles they’ve faced and lessons they’ve learned along the way.

Musician and activist Hollis Wong-Wear built up a business model that gives her more freedom to pursue creative work. (Photo by Janae Jones)

Hollis Wong-Wear knows what it means to fight for what you’re worth. The Los Angeles-based musician and activist has worked for years to build the business infrastructure needed to make her passion profitable — while championing the social causes she believes in.

In the beginning, that meant working on music for free while holding down a side job. She began collaborating with other musicians, such as Macklemore and Ryan Lewis, and got a deep understanding of the logistics of making money as a musician.

Once she had that foundational knowledge, Wong-Wear professionalized. She formed an S corp, a type of

Read More
Posted in Money

Will the Facebook advertising boycott force the social media giant to change? Not likely

Hundreds of advertisers say they won’t spend money on Facebook in July or beyond over concerns the social media company isn’t doing enough to stop hate speech.  But the exodus of spenders may not be enough to push CEO Mark Zuckerberg to make the level of change that critics are demanding. 

Critics have an initial list of 10 recommendations that they say would help Facebook corral hate speech and make civil rights a priority when moderating content.

Zuckerberg and top executives, who have agreed to meet with the civil rights groups behind the Stop Hate for Profit boycott this week, plan to release the company’s third civil rights audit, which Facebook says will address many of the activists’ concerns, as well as other policy changes that were already under consideration.

The pressure on Facebook seems intense, but it may not be as powerful as the headlines make it appear.

Brands

Read More
Posted in Money

45 Expensive Services You Really Should DIY

Whether it’s your car, your home, your yard or yourself, everything eventually needs some fixing up. Some things require the services of a professional, but you can do many other things yourself — including home upgrades that only look expensive — and save a bundle. To save some money, see which services you can easily do yourself.

Manicures and pedicures can cost as much as $20 to $50 apiece and sometimes even more, depending on where you go for this luxury service and what extras you purchase. Save money by pampering your nails yourself. You’ll need to purchase some items upfront to DIY, but handling these tasks at home will add up to big savings over time. When doing your own mani-pedi, just stick to the five S’s: soak, scrub, soften, soothe and seal.

A facial from a high-end spa can run you around $50 or more — but not … Read More

Posted in Money

How I became a TikTok cult leader with more than 200,000 followers

Myles David
Myles David

In his everyday life, Myles David is a 20-year-old from Bentonville, Arkansas, with a regular job working for Red Bull and a degree to chase at the US University of Tulsa in the neighbouring state of Oklahoma. 

But online, he is someone else entirely. “I am the leader of the Babbages on TikTok,” he says proudly. Having first joined the Chinese-owned social media app last year, David had no plans except to make light-hearted content for his own pleasure. 

As a child, he would shoot homemade videos to post on YouTube, learning to become comfortable in front of the camera for a small number of viewers.

But in the space of just a year, he has become the leader of an online cult on TikTok, attracting a following of 217,000 users who rally behind what they see as a new type of social media influencer. 

He’s not alone.

Read More
Posted in Money

How COVID-19 Made Acting Lessons Accessible to Me

Young woman wearing headphones taking online class.
Young woman wearing headphones taking online class.

As an actress with cerebral palsy, I have two needs: Acting lessons for training and transportation to take me there. I have recently moved to Frederick, MD. Back when I lived in Burtonsville, I was much closer to Washington, D.C., the place to study acting in this heart of America. But it doesn’t mean Uber trips were cheap. I began my training at The Theatre Lab last summer. My “Intro to Acting” class was an early Saturday morning class. I could take an $18 Uber ride to Silver Spring and take an easy Metro ride there. Rinse and repeat for the ride home. One of the various reasons was why I took a morning class is because Uber rides are much cheaper in the morning than the evening.

As most acting studios go, most of The Theatre Lab’s classes take place at night

Read More
Posted in Money

Last chance! Wake up feeling refreshed (not achy) with Casper’s 4th of July mattress sale

Yahoo Life is committed to finding you the best products at the best prices. We may receive a share from purchases made via links on this page. Pricing and availability are subject to change.

Casper has the mattress of your dreams, and it’s on sale for the 4th of July. (Photo: Casper)
Casper has the mattress of your dreams, and it’s on sale for the 4th of July. (Photo: Casper)

How’s your back? If you’re like most of us, these last few months of less activity (and more staying in) have meant noticeable aches and pains. Add to that the stress of sleeping on an old mattress and you might find your back in a constant state of discomfort. 

While core exercises are never a bad idea, no amount of Zoom fitness will fix your back if your bed is the root of the problem. Of course now is not the time to visit mattress stores and plop down Goldilocks-style in search of a match. But it IS

Read More
Posted in Money

Virus, Floyd death merge in brutal blow to Black well-being

Doctors have known it for a long time, well before the resounding cries of “Black Lives Matter”: Black people suffer disproportionately.

They face countless challenges to good health, among them food, transportation and income. The stress of living with racism has very real, physical effects. And they are especially prone to diabetes, hypertension and other chronic diseases that can be tricky to manage even in normal times.

Then came COVID-19 and George Floyd — one killing Black people in alarming numbers, the other shining a harsh light on systemic racism. In a matter of months and nearly 8 minutes, it became clear that institutions designed to ensure the two most important things in life — health and safety — had converged to turn against one segment of the population in stark, horrific ways.

It’s a brutal blow to Black people’s well-being and renewed calls for racial justice in all realms

Read More