Tag: ways

Posted in Personal

Fintech Greenlight is building ways to let kids invest in stocks

  • Greenlight, the personal financial management app for kids and parents, has seen its user base double since the start of the year.
  • With this growth, Greenlight is building an investing product, where kids can propose stock and ETF trades to their parents.
  • “To build true wealth, you really need to learn how to invest,” Tim Sheehan, cofounder and CEO of Greenlight, told Business Insider. “So we want the kids to try to learn that as early as they can, and to do it in a supervised environment.”
  • Greenlight is backed by investors including JPMorgan Chase, and Wells Fargo.
  • Visit Business Insider’s homepage for more stories.

A personal finance app for kids that’s managed by their parents has doubled its user base in the first half of this year.

Greenlight, which currently offers debit cards and savings accounts, is eyeing more financial products to launch for its parent and child users

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Posted in Money

50 Mindless Ways You’re Burning Through Your Paycheck

Budgeting your money is important, but even with a budget in hand, you might be spending and wasting your hard-earned dollars without even knowing it. And if you’re doing that, then you’re just going to have to work harder and longer to achieve all your goals.

By reducing your bills and watching how much you spend on incidentals, you can cut costs while stowing away funds for the future, so you can enjoy it more once you get there.

Last updated: July 28, 2020

1. Paying Too Much for Housing

Since housing is likely to be an individual’s biggest monthly expense, paying too much for it can easily break your budget. Personal finance experts recommend spending no more than 30% of your income on housing. You can spend less and save more by getting a roommate or moving to a different neighborhood or a city where housing is less expensive.

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Posted in Personal

10 Great Ways to Make Money While You Study Abroad

Studying abroad can be an invaluable part of a college education, but you might be worried about the cost. Fortunately, it is possible to support yourself out of the country if you figure out how to make money while studying abroad.

Some visas let you take part-time jobs, or you could work under-the-table as a tutor or babysitter. Plus, thanks to the internet, it’s easy to make money abroad by working online.

How to make money while studying abroad

If you’re looking for ways to finance a semester or two outside of the U.S., here are 10 options for study abroad jobs, as well as factors to consider as you decide whether to seek your fortune abroad.

1. Teach English 2. Tutor students in test prep 3. Work as a freelancer online 4. Babysit 5. Offer translation services 6. Become a tour guide 7. Help out at a hostel 8.

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Posted in Money

20 Ways GH Editors are Staying Sane While Sheltering at Home

Photo credit: courtesy
Photo credit: courtesy

From Good Housekeeping

The Good Housekeeping staff usually spends hours together devising fun crafts and cooking projects, home decor ideas and cleaning hacks, beauty tips and the best products for, well, everything. We get such joy out of working as a team and then sharing the results with you, our readers. And over the past few months, we’ve kept on keeping on – just from our separate abodes and living situations. Throughout our time sheltering at home, we’ve all had to get creative to keep ourselves and our families safe and entertained and to find a moment of sanity wherever and however we can. That looks different for everyone, just like our circumstances do, but we realized all of our techniques have one thing in common: They might be useful for others, too.

As many of us face an uncertain summer, we thought you might like a

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Posted in Insurance

25 Ways To Save 20% More of Your Paycheck Without Even Trying

Does it seem like your hard-earned paycheck isn’t stretching as far as it should be? Fortunately, there are a few changes you can make in how you earn and spend your money that can help you save more of your paycheck. From decreasing the deductions taken out of your check to making small life changes to spend less and save more, we’re rounding up the best ways to hold on to more of your cash.

Try out these tips and tricks to make your money stretch — they don’t require much effort.

Last updated: July 20, 2020

1. Adjust W-4 Exemptions

If you’re getting a sizable tax refund, you’re actually missing out on money you could be getting paid upfront.

“The best way to boost your take-home pay is to adjust your taxes,” said Debbi King, personal finance expert, life coach and author of “The ABC’s of Personal Finance. “Most

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Posted in Money

24 Ways To Make This Week’s Paycheck Go Further

With serious economic trouble looming, millions of potential workers applying for unemployment benefits and an entire country settling into a new and tense reality, it’s more important now to extend money’s purchasing power than it’s ever been. Here are some practical, doable and even fun ways to make the most of your money.

Last updated: April 6, 2020

Break Out the Coupons

Thanks to sites like Coupon Sherpa, Coupons.com and others, using coupons has never been easier and they can help you save money immediately. Right now, for example, you can save $1 on Coupons.com on both Clorox disinfecting mopping cloths and Scrubbing Bubbles bath cleaning products — good finds in a time when supplies of cleaning products are sparse and expensive.

Earn Money Through Your Credit Card

You can make your credit card pay you back by taking up your issuer on introductory offers. The PenFed Gold Visa®

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Posted in Money

12 legit ways people are getting free money from the government

Well yeah, there are scammers who try to steal your personal information and your money with promises of free pots of gold from the government. But there also are many legitimate ways the government can provide you with some cash with no strings attached.

You might get some money if you’re buying your first home, scraping by after a layoff, preparing to go to college, needing some help with your monthly bills — or if you’re just absent-minded and left behind a savings accountsomewhere.

Take a look at these 12 completely legit ways you can get free money from the government.

Do you love getting a tax refund? If that’s a yes, then many people aren’t as enthusiastic about getting money back from the IRS as you are, because $1 billion or more in tax refunds go unclaimed every year.

Americans have three years to file a tax return and … Read More

Posted in Money

Team Trump Frantically Plots New Ways to Make Him Feel Good About Himself

Photo Illustration by Kelly Caminero/The Daily Beast/Getty
Photo Illustration by Kelly Caminero/The Daily Beast/Getty

On Tuesday night, White House trade adviser Peter Navarro—whom Donald Trump affectionately calls “my Peter”—decided to dump gasoline on a simmering fire when he sent USA Today a statement that it published as an op-ed in which he slammed Dr. Anthony Fauci for standing in the way of “the president’s courageous decision” making on the COVID-19 pandemic.

Having just downplayed the significance of anti-Fauci talking points that they themselves had sent to media outlets, members of the White House press office were left, once again, to repair the residual damage, insisting that the USA Today opinion piece didn’t go through the “normal White House clearance processes.”

But the fact that Navarro didn’t get official clearance for his statement was largely an irrelevant point. After all, he didn’t need it. According to three individuals familiar with the matter, in the past few months Trump

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Posted in Business

4 effective ways to make your virtual workplace more inclusive

Let’s be honest: pre-pandemic, working from home was a dream. After COVID-19 forced almost everyone to work remotely, we’ve discovered the new virtual workplace encompasses more than Zoom calls, virtual coffees, and cat memes in Slack.

Tech companies did not exactly embrace working from home before the worldwide lockdown, despite studies showing working from home increases employee productivity. Skilled remote workers are also happier employees that are 9% more engaged and 50% less likely to quit their job.

The crisis disproved the perception that working from home was counterproductive. By mid-May, Twitter CEO Jack Dorsey emailed his employees that the entire workforce was allowed to permanently work from home – Slack followed suit in June. Google, Amazon, Facebook, and Microsoft recommended their employees work remotely until October or for the remainder of the year.

Work-life balance, mental health, and diversity and inclusion were already important subjects

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Posted in Money

The 7 worst ways Americans are using their tax refunds

Because of COVID-19, this year’s tax deadline got delayed three months to July 15. But even with the extra time, it appears many people are still waiting until the last minute to file — including many taxpayers who will be receiving refunds.

The IRS says that as of July 3, it processed 95 million refunds, down from 105 million by the same time last year.

The tax agency says Americans are getting back an average $2,762 this year, slightly more than during the 2019 tax season.

With the economy struggling and unemployment still high, managing a refund wisely is more important than ever. But many Americans aren’t making the best use of their windfalls.

See the seven worst ways people are using their tax refunds.

1. Letting it rot in checking accounts

Prapan manuchon / Shutterstock

Setting a tax refund aside in an emergency fund is smart. Many financial

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