Tag: people

Posted in Insurance

The Subreddit Helping Unemployed People Abandoned by Government

Photo Illustration by The Daily Beast/Getty
Photo Illustration by The Daily Beast/Getty

Like more than 52 million Americans, Ian DeMenna has filed for unemployment insurance during the COVID-19 pandemic. Like many of those people, he is still waiting for his first check. 

And like more than 30,000 others, he’s turned to r/unemployment for advice—or at least some perspective.

Since 2009, users on the r/unemployment subreddit, a channel on the online forum network Reddit, have helped each other navigate the intricacies of national and state-level unemployment insurance systems. But when COVID-19 lockdowns swept the country in March, shuttering businesses and forcing workers off payrolls, the subreddit saw an unprecedented wave of activity: up from approximately 10,000 pageviews per month to nearly 8 million in April alone.

Faced with missing payments and busy phone lines at notoriously inept unemployment offices, users of r/unemployment are trying to patch the holes in an overburdened American safety net. 

The community has

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Posted in Personal

10 Genius Budgeting Apps for People Who Hate Math (or Really Anyone)

Photo credit: katie buckleitner
Photo credit: katie buckleitner

From Cosmopolitan

I’m going to go out on a limb and guess that you’re not saving up for that big Europe trip anymore. Still, it’s a good idea to get a budget started for when life gets back to normal, whatever that means for 2020.

Whether you’re making cash from your couch, or searching for coins in said couch, you’re going to need a place to organize it all and make sure it’s not going directly to online shopping and takeout.

Maybe you need a nudge to cancel that subscription you literally never watch, or need to figure out finances with your S.O.—there’s an app for both of those things. For all your financial planning needs, these are the best budgeting apps for tracking your cash flow in both directions.

1. If You’re a Budgeting Beginner

Mint

Photo credit: Mint
Photo credit: Mint

Free on iTunes and Google Play

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Posted in Business

Don’t shame people who don’t wear masks. It won’t work.

Don’t shame people who don’t wear masks. It won't work.
Don’t shame people who don’t wear masks. It won’t work.

Before the coronavirus pandemic, Americans were already an angry lot.

The past four years unleashed a nightmare in the United States: a tyrant president determined to set the country’s clock back to a time when inequality was common and accepted, and willing to do just about anything to realize his vision. Those who oppose President Trump’s agenda began marching in the streets while he effectively decried such opposition as un-American. Meanwhile, his devout supporters sometimes rally in public with guns at their sides.

Now, the anger has reached a newly horrific pitch. Trapped by a virus that could kill hundreds of thousands of people if left unchecked, people are sad and desperate. They want life to return to normal. They want to scream at those who make normalcy impossible by foregoing common sense or ignoring the rules. The people who

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Posted in Insurance

Hoboken Warns People About Gatherings And Gyms Amid Coronavirus

HOBOKEN, NJ — After noting Tuesday that the city of Hoboken had received confirmation of 12 new coronavirus cases since Friday, Mayor Ravi Bhalla said on Wednesday that the city had confirmed six more cases: “all between the ages of 25 and 45, and several were related to situations where residents attended social gatherings that took place during the July 4 weekend both within Hoboken and in areas across New Jersey.”

Bhalla has been encouraging residents who may have been exposed to the virus to get a test starting 5 to 7 days after exposure, for maximum accuracy. Thus, those exposed on July 4 weekend would be more likely to get positive test results over the past week. Bhalla has said that contact tracing and interviews with the Health Department helps determine where people have been.

The new numbers bring the total cases confirmed in the mile-square city to 640

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Posted in Insurance

16 Real People Affected By the Coronavirus Give Their Best Financial Advice

The coronavirus, also known as COVID-19, has taken over the world. As of March 30, 2020, there were more than 770,000 cases and nearly 37,000 deaths reported worldwide. It has affected the young and old alike and turned daily life in nearly every country into a surreal nightmare.

From a financial point of view alone, it’s an extremely uncertain and stressful time. Millions of people are unable to work and yet still must pay rent, car payments, student loan debt and more. Buying groceries and other essentials has become a challenge for many, too, and not just because there isn’t enough toilet paper to go around.

However, this doesn’t mean there aren’t ways of getting through this pandemic. GOBankingRates spoke with 16 people around the world who have been affected by the coronavirus, from job losses to life-threatening health concerns, and asked them for their best financial advice. Learn what … Read More

Posted in Money

12 legit ways people are getting free money from the government

Well yeah, there are scammers who try to steal your personal information and your money with promises of free pots of gold from the government. But there also are many legitimate ways the government can provide you with some cash with no strings attached.

You might get some money if you’re buying your first home, scraping by after a layoff, preparing to go to college, needing some help with your monthly bills — or if you’re just absent-minded and left behind a savings accountsomewhere.

Take a look at these 12 completely legit ways you can get free money from the government.

Do you love getting a tax refund? If that’s a yes, then many people aren’t as enthusiastic about getting money back from the IRS as you are, because $1 billion or more in tax refunds go unclaimed every year.

Americans have three years to file a tax return and … Read More

Posted in Finance

12 Dumb Mistakes People Make While Trying To Get Out of Debt

If worrying about how to pay off debt leaves you awake some nights, late-night television abounds with alleged solutions. Some ads promise to get rid of your debt for “pennies on the dollar,” while others try to persuade you to take out new loans to pay off old obligations.

Fall victim to these “deals” and you might be left with worse financial troubles than before. But these aren’t the only foolish ways of paying off debt. I spoke to financial experts to find out the common, dumb mistakes people make while trying to get out of debt — avoid making these same missteps.

Last updated: July 15, 2020

1. Taking Out Payday Loans

If your car or house payment is due before your next paycheck, a payday loan can seem tempting. You don’t need good credit, just a steady source of income and a valid ID. The lender gives you

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Posted in Personal

Miriam Margolyes says JK Rowling has a ‘conservative view’ of transgender people

(Getty Images)
(Getty Images)

Miriam Margolyes has described JK Rowling’s recent controversial comments over transgender individuals as “rather conservative.”

Rowling, 54, has been criticised in recent months over a series of posts on her Twitter account which have been considered to be offensive to trans people.

While the author of the Harry Potter franchise has hit back at criticism with a lengthy blog post, in which she described her personal experience of abuse as well as her concerns over “both education and safeguarding” and “freedom of speech”, a slew of actors from the Potter films have since publicly disagreed with Rowling’s views.

Stars including the franchise’s eponymous hero Daniel Radcliffe, Emma Watson and Fantastic Beasts frontman Eddie Redmayne have all distanced themselves from Rowling in the last few months.

Harry Potter author, J K Rowling, has been criticised for her recent comments (Joel C Ryan/Invision/AP)
Harry Potter author, J K Rowling, has been criticised for her recent comments (Joel C Ryan/Invision/AP)

Margolyes, 79, is the latest Potter star

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Posted in Personal

Pritzker’s $56 Million For ‘Fair Tax’ Values Politics Over People

CHICAGO — Back when Gov. J.B. Pritzker was secretly spending taxpayer cash on private charter flights to China to buy personal protective gear as the coronavirus crisis hit Illinois, some people would ask to poke the billionaire for not kicking in the kind of cash he spent to get elected — $171 million of his own money — to help people struggling under his stay-at-home order.

At the time, that didn’t seem fair. Pritzker did donate $4 million to the Illinois COVID-19 Response fund. Even a billionaire doesn’t deserve to be criticized for not donating enough of his own money to help people during unprecedented pandemic.

But I changed my mind about that after seeing a campaign finance disclosure filed late Friday — the start of the July 4th holiday weekend — that showed the Hyatt Hotel heir peeled off $51 million of his inherited fortune to fund a marketing

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Posted in Insurance

A List Of Mental Health Resources Available For People Of Color

This month is National Minority Mental Health Awareness Month, and right now, access to mental health care for people of color is especially critical. Black people have been watching as a disproportionate number of their loved ones die from the coronavirus pandemic. They’ve watched people who look like them be violently killed or threatened — for nothing more than being Black in public.

Finding a psychologist or mental health worker is difficult for many people. Your health insurance may not cover it. There may be no counselors near you. And Black people face another challenge: In the United States, just 5.3% of psychologists are Black; 83.6% are white. That means that if you’re a person of color searching for a therapist or any other kind of mental health resource, it might be difficult to connect with someone who looks like you.

That’s a problem, since having a therapist of the

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