Tag: Insurance

Posted in Finance

Global Cyber Security Insurance Market Forecast Revised as

Global Cyber Security Insurance Market

New York, United States – The Cyber Security Insurance Market has developed swiftly in recent years and has made a significant contribution to the global financial situation in terms of growth rate, market share, and sales generation. The report titled “Cyber Security Insurance Market Report” is an analytical study that presents a comprehensive explanation of the industry along with information on significant aspects of the market. This covers market demands, major market players, profitable trading tactics, and a futuristic outlook.

The report includes changes in Cyber Security Insurance market dynamics and demand patterns associated with the current COVID-19 pandemic. The report gives an in-depth analysis of the growth prospects, business area, and futuristic scope based on the impact of COVID-19 on the overall growth of the industry. The study report also contains an analysis of the present and future impact of the pandemic on the

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Posted in Insurance

Important things to look at while buying health insurance for your parents



a close up of a box: There are certain health insurance plans that not just cover the hospitalization charges but also cover various other expenses such as medicines, tests, periodic health check-ups, ambulance costs, day-care surgeries, etc. This coverage definitely adds some ease to your pocket.


© Provided by The Financial Express
There are certain health insurance plans that not just cover the hospitalization charges but also cover various other expenses such as medicines, tests, periodic health check-ups, ambulance costs, day-care surgeries, etc. This coverage definitely adds some ease to your pocket.

It is imperative for us to get covered by health insurance, especially during this time. More importantly, if your elderly parents are not covered under a policy, it is time to get them insured.

Rakesh Goyal, Director of Probus Insurance, says, “Having a health cover ensures that your parents get the finest treatment during medical emergencies without the need of financial worries. Considering the age factor, your parents are more vulnerable to various health issues or illnesses, and getting a high insured plan for them can make the treatment process relaxing without any financial constraints.”

Most salaried people usually depend on their employer-provided health

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Posted in Business

State Senate District 8 candidates spar over popular vote, public option health insurance during Club 20 debate

Karl Hanlon, the challenger for Colorado’s Senate District 8 against incumbent Bob Rankin, says he supports a statewide public health insurance option as a way to make costs equitable for the Western Slope.

“My colleagues offered a public option, which I oppose,” stated Rankin, the Republican former House District 57 representative who was appointed to the SD8 seat last year and is now seeking formal election.

“I had been part of the bipartisan team up to that point, but departed on the public option because it sets price controls and mandatory participation,” Rankin said.

Asked if he supports a public health insurance option, Hanlon, the Democratic challenger for the seat, said he does, as long as it’s one “that works out here in western Colorado.”

Under Colorado’s private insurance marketplace, Connect for Health, Hanlon noted that, for a family of four in SD8 to purchase a catastrophic health insurance plan,

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Posted in Insurance

New stab at statewide public health insurance could be do-able, consultant says

Sherry Robinson, All She Wrote
Published 9:27 a.m. MT Sept. 21, 2020

Writing about healthcare coverage is always a dizzying experience, I find, but lately there’s some encouraging news. Recently a legislative committee heard an update on the proposed Health Security Act. Proponents say it would save billions and control rising costs while providing access and almost universal coverage.

Introduced in the 2019 legislative session, the Health Security Act offered a detailed, public healthcare plan, run by cooperatives, that would cover all New Mexicans. Plan members could choose their providers, even across state lines. Private, for-profit insurance would take a supplementary role. The ambitious bill, introduced by some Dem heavy hitters, called for fiscal analysis to determine potential costs, savings and coverage. If lawmakers and the administration found it feasible, it would be implemented.

The bills ran into resistance. Although it was presented as a study, it would “lay the

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Posted in Business

Centene Announces Expansion for 2021 Health Insurance Marketplace

ST. LOUIS, Sept. 11, 2020 /PRNewswire/ — Centene Corporation (NYSE: CNC) announced today that it plans to expand its offering in the 2021 Health Insurance Marketplace. The company is targeting expansion of its Marketplace product, branded Ambetter, in nearly 400 new counties across 13 existing states. In addition, Ambetter-branded Marketplace products will be offered in two new states, New Mexico and Michigan. This brings the total number of states with Centene’s Marketplace offerings to 22.

“At a time when many Americans are grappling with the health and economic effects of COVID-19, it is critical that we leverage our scale, capabilities and expertise to provide accessible, high-quality healthcare services to our members,” said Michael F. Neidorff, Chairman, President and CEO for Centene. “We know that many Americans are struggling during this crisis, and we are committed to expanding our Ambetter product, offering affordable options for care during this

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Posted in Insurance

CloudMD Appoints Experienced, World-Class Insurance and Health Executive as Chief Innovation Officer

InvestorPlace

7 Monthly Dividend Stocks To Buy Now For Safe Payouts

The stock market can be broadly separated into two groups — dividend stocks and non-dividend stocks. Among stocks that pay dividends to shareholders, most do so on a quarterly basis. But there are other directions a company can take with its capital return policy. Some companies decide to pay a dividend once per year, while others pay semi-annually. There are even monthly dividend stocks.Income investors may find monthly dividend stocks to be attractive, as they pay 12 dividends per year. Monthly dividend stocks deliver more frequent income payments than stocks with other payout schedules. * 10 Education Stocks to Buy for the Fall School Season This article will discuss our top 7 monthly dividend stocks right now.InvestorPlace – Stock Market News, Stock Advice & Trading Tips * Realty Income (NYSE:O) * STAG Industrial (NYSE:STAG) * Shaw Communications (NYSE:SJR) *

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Posted in Business

Delphi Behavioral Health Group Expands Insurance Coverage for New Jersey Patients

FORT LAUDERDALE, Fla., Sept. 2, 2020 /PRNewswire/ — Delphi Behavioral Health Group, a leading nationwide provider of addiction and detox treatment programs, today announced it has expanded its health insurance offering for patients through an in-network contract with Horizon Blue Cross Blue Shield (BCBS) insurance at all Serenity at Summit and Summit Behavioral Health New Jersey locations.

Since 1932, Horizon Blue Cross Blue Shield of New Jersey has offered quality health insurance products and services to New Jersey families and businesses. Through this partnership Delphi Behavioral Health Group will be able to provide patients in New Jersey with more options and solutions for essential and potentially life-saving mental health and addiction treatment services.

“We are extremely proud and excited to be working with Horizon Blue Cross Blue Shield of New Jersey, and we feel this partnership could not have come at a better time,” said Dominic Sirianni,

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Posted in Insurance

A New Article Explains How Age Influences Car Insurance Rates – Press Release

LOS ANGELES, CA / ACCESSWIRE / September 15, 2020 / Compare-autoinsurance.org (https://compare-autoinsurance.org) has launched a new blog post that presents how the age of drivers can affect the premium paid on car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-your-age-matters-for-car-insurance-companies

There are multiple factors that go into determining the rates drivers will pay for car insurance: the make and model of the car, its age, where the driver lives, and more. One of the biggest factors in determining the premium cost is the age of the policyholder. Some age groups, like teen drivers and old drivers, are statistically more likely to be involved in accidents. For this reason, insurance providers charge more on the premiums paid by these groups.

Based on the age of the policyholder, car insurance rates can be affected as follows:

  • Teen drivers. Teens cause more accidents than any other age group
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Posted in Insurance

Wellness and preventive features to make health insurance affordable



The aim of taking such measures is to minimise the instances of hospitalisations, which would ease the burden on the insurance pool.


© Provided by The Financial Express
The aim of taking such measures is to minimise the instances of hospitalisations, which would ease the burden on the insurance pool.

Broadening the scope of insurance, the Insurance Regulatory and Development Authority of India (IRDAI) has asked the insurance companies to include wellness and preventive features in insurance policies, which would encourage the policyholders to stay healthy to minimise the chance of falling sick and getting hospitalised.

“The guidelines from IRDAI on including wellness and preventive features in health insurance are certainly a positive step forward for customers who can now proudly own their health insurance policies,” said Gurdeep Singh Batra, Head-Retail Underwriting, Bajaj Allianz General Insurance.

The aim of taking such measures is to minimise the instances of hospitalisations, which would ease the burden on the insurance pool.

Talking on the guidelines from IRDAI to include wellness and preventive features in health

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Posted in Business

A Guide to Tax-Advantaged S Corp Health Insurance Deductions



Wooden cubes stacking of healthcare medicine and hospital icons on table


© Getty Images
Wooden cubes stacking of healthcare medicine and hospital icons on table

As you decide on your business structure, you’re probably considering each type’s legal and financial protections. It’s unlikely you’re thinking about the tax implications of your healthcare costs. That’s where the S corporation business tax structure can surprise many business owners.

Business owners start corporations to insulate themselves from their company’s debts. Some corporations can elect S corporation taxation to avoid the double taxation that comes with traditional C corporations.

S corporations further advantage owners involved in management because they can pay themselves in dividends after a reasonable salary. Dividends are subject to federal and state income tax but not payroll taxes.

But the S corporation waters muddy when it comes to providing owners with health insurance benefits. Follow our guide to achieve the maximum tax advantage for S corporation owners’ health insurance.

How do health

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