Tag: American

Posted in Personal

American Express Gold Card Review

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American Express® Gold Card Overview

The American Express® Gold Card wants a seat at your table, whether you’re dining out or buying groceries. With four points per dollar spent at restaurants worldwide and U.S. supermarkets (up to $25,000 a calendar year, then 1x), along with airline and dining credits that almost entirely cover its annual fee, Gold is looking better than ever.

Card Rating*: ⭐⭐⭐⭐

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Editor’s note: This post has been updated with the current card information. 

When American Express first rebranded and updated the American Express® Gold Card with new benefits and earning rates in

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Posted in Finance

American teachers are facing ‘a perfect storm’ of crises amid the coronavirus pandemic

The compounding stresses of the coronavirus pandemic, the sudden transition to remote learning, and the politicization of schools reopening are burning out teachers.

“I was on the verge of leaving,” an art teacher from Connecticut, who teaches kindergarten through fifth grade but did not want to be identified out of fear of professional retaliation, told Yahoo Finance. “The reason why I stayed truthfully was because of my loan payments.”

According to a survey by Horace Mann of 2,490 educators in the U.S. in June, 34% of them are considering leaving the profession due to the financial stress they’re feeling. 

“It’s like a perfect storm happening right now because the federal government hasn’t passed any legislation to give states any money,” Tish Jennings, an associate professor at the University of Virginia who studies how stress affects teachers, told Yahoo Finance. “ And so when they don’t have enough money in the

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Posted in Insurance

First American Financial Banks on Higher Premiums and Buyout

First American Financial Corporation FAF has been in investors’ good books on the back of strategic acquisitions, solid segment performance, higher return on equity and prudent capital deployment.

The company has a decent earnings surprise history. The company beat estimates in each of the last four quarters with the average positive surprise being 18.47%.

First American’s trailing 12-month return on equity of 16.1% is higher than the industry’s 6.4%. This highlights the company’s efficient utilization of its shareholders’ funds to generate earnings.

The stock has a VGM Score of B. VGM Score helps to identify stocks with the most attractive value, best growth and the most promising momentum.

Driving Factors

First American’s top line has been witnessing a positive trend over the years on the back of strong direct premiums and escrow fees, higher agent premiums, net investment income and information and other revenues. The metric witnessed CAGR of 5.8%

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