Category: Personal

Posted in Personal

Riskalyze Fintech Report Card: August 2020

Asset-Map Brings Industry Leaders Together (Virtually)

thumbs up What Happened: Asset-Map hosted AdviceTech.LIVE, a one-day digital conference designed around helping advisors see how technology solutions can work together in their businesses.

Why It Matters: I had a great time participating in this one. Asset-Map’s one-day digital event gave advisors, who are relying on technology more than ever because of mandated remote work, a chance to catch up on what’s new and what’s coming up in advisor tech. And let’s not forget the bigger picture—half of all ticket sales benefited CFP Board diversity initiatives. Well done, Adam and team.

Apex Clearing Hires Tricia Rothschild as President

thumbs up What Happened: Former Morningstar executive Tricia Rothschild joined Apex Clearing as its new president. Tom Valverde also joined Apex as general manager of its advisory division.

Why It Matters: People ask me all the time: “Are you concerned about consolidation in the industry?” Every time the merger

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How to Find Reliable Platforms for Your Trading Success

With the Internet, it has become easier to trade currencies and the commodity market. More individuals are now making money trading online from the comfort of their homes. However, there are certain things you should take into consideration to ensure successful trading like the choice of trading platforms.

Finding a reliable Broker is vital to trading the foreign market. To know what a reliable platform entails, readAbout UFX Trading for an ideal of what you should consider in looking for otherreliable trading platforms. However, customer reviews can also help you find reliable trading platforms from the numerous ones we have online.

How Customer Experience Can Help You find Reliable Platforms

There are many brokers offering trading platforms to individuals. With the increasing numbers of brokers, we also have cases of many cases of complaints. To enjoy your trading activities, you should find a reliable trading platform reading … Read More

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Post office, mail carriers personal to many Americans| Opinion

CLOSE

The U.S. Postal Service is facing record demand because of COVID-19 and the upcoming election. Does it have the funds to rise to the occasion?

USA TODAY

In communities across America, the U.S. Postal Service wins the trust of neighbors on the ground, person to person.

I don’t think we appreciated just how much Jim Johnson meant to the people he served every day, until the block party.

The organizers, a collection of neighbors in Wilmington, Delaware, disguised the gathering marking his retirement as a Halloween party because they feared Jim wouldn’t show if he knew all the fuss was for him.

Jim, as described by a local reporter at the time, was an institution in the leafy Westmoreland, Westhaven and Westover Hills neighborhoods, just north of downtown, where he delivered much more than the mail.

He knew all the kids — and their pets — by name; he

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How Robo Platforms Transform Traditional Advisory Business | Financial Advisors

Financial advisors are increasingly turning to robo advisors, technology platforms that not so long ago were viewed as fierce competition.

At their most basic, robo advisors provide digital, algorithm-based investment platforms. The first company that offered this service was Betterment, which launched in 2008 and began opening client accounts two years later.

Initially, robo advisors operated with little, if any, human interaction. They would gather data from clients using online surveys. Based on those results, the robo advisor would assign the client to an inexpensive portfolio of index exchange-traded funds that would be rebalanced at specified intervals, determined by an algorithm.

That basic model still exists, but robo advisor firms now offer a greater range of services. Some added mutual funds as part of their offerings, some can hold single stocks and others include financial planning software or even sessions with a human financial planner.

Several companies now operate robo

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Business owner on why he gave up corporate salary



a man standing next to a body of water: MoneyHub founder Christopher Walsh said starting his own business taught him the value of a dollar earned.


© Supplied.
MoneyHub founder Christopher Walsh said starting his own business taught him the value of a dollar earned.



a man standing next to a body of water


© Provided by Newshub


“Do what you love: Value can’t be bought”

Christopher Walsh, founder of MoneyHub.

Money. It’s the driving factor behind many life choices, but is it the be-all and end-all?

‘Me and My Money’ is a regular feature that investigates Kiwi attitudes towards money and what drives the choices they make. We also explore if COVID-19 has changed peoples’ money habits and how.   

Newshub spoke to MoneyHub founder Chris Walsh about the power of investing over spending, comparing credit card deals and how forgoing a corporate salary to start a business made him happier.

1. Are you a saver or a spender?

A saver and investor. Knowing the value of a dollar earned is something I learnt when starting my own business. 

Dollars compound and earn dollars, whereas

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Uber to Operate Food Delivery Even if Rides Business Forced Shut in California | Investing News

(Reuters) – Uber Technologies Inc

on Monday said it would continue operating its revenue-generating food delivery business Uber Eats even if its ride-hail business should be forced shut in California at the end of this week following a court order.

A company spokesman said Uber’s food delivery unit did not appear to be impacted by a lawsuit filed by California’s attorney general and a subsequent court order that would force Uber to treat its ride-hail drivers as employees.

Uber and smaller rival Lyft Inc

said they would be forced to shut their ride-hailing operations in California if the court ruling goes into effect on Friday morning.

Eats has been a boon to Uber during the pandemic as Americans stay home and many businesses and restaurants remain shut. Delivery orders in the second quarter more than doubled, while ride-hailing trip bookings, in the past responsible for nearly two-thirds of Uber’s revenue,

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My Week of Radical Transparency at a Chinese Business Seminar

This was not what I wanted to hear. “I feel like I’ve worked so hard to convince myself that I don’t need to care about others’ expectations,” I told her in front of the class that afternoon. “And now I feel like it was all a delusion.”

By now I was crying, great heaving sobs that seemed to have come out of nowhere. When I looked up, I saw a sea of friendly, albeit slightly baffled faces. One of the teaching assistants gave me a pack of tissues. Hu, the health care entrepreneur, said, “You know, none of us really care that much.” I nodded, sniffling. I knew that intellectually, but deep down, I had bought into the market-based model perhaps even more than the actual Chinese people in the room.

Gu spoke often of finding a happy equilibrium between your relationship with yourself and your relationship with others. I

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JCB and Mcredit launched Mcredit JCB Credit Card in Vietnam

Hanoi & Tokyo, Aug 17, 2020 – (ACN Newswire) – MB SHINSEI Finance Limited Liability Company (Mcredit) – one of the leading consumer finance companies in Vietnam and JCB International Co, Ltd. (JCBI) – the international operations subsidiary of JCB Co., Ltd., announced the launch of the Mcredit JCB Credit Card.

JCB Credit Card (Standard)

JCB Credit Card (Gold)

The new Mcredit JCB Credit Card is the very first JCB card launched in collaboration with a finance company in the Vietnamese market and offers 2 different card grades: standard and gold card. The holders of Mcredit JCB Credit Card can access the JCB acceptance network globally with about 34 million merchants and over a million ATMs in the world.

The card offers high security transactions with an EMVCo standard chip and 3-D Secure technology. Mcredit JCB Credit cardmembers also enjoy a number of attractive features and exclusive benefits, such as

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Australia Business Conditions Improve, but New Lockdown Slugs Sentiment – Survey | Investing News

SYDNEY (Reuters) – A measure of Australian business conditions rose in July as the service sector rebounded from a national lockdown, but confidence was badly hit by a renewed outbreak of coronavirus in the second most populous state of Victoria.

National Australia Bank’s

index of business conditions bounced to 0 in July, from -8 in June. That was up from a low of -34 in April at the height of the pandemic and nearer to the long-run average of +6.

However, the survey’s measure of business confidence fell back to -14 in July, from 0 in June, though it remained well above the April trough of -46.

The index of sales firmed to +1, from -6, and profitability to +2 from -8. Employment improved to -2, from -11 in June.

“Conditions have now recovered to be broadly around their pre-COVID level with improvements across the country,” said NAB Group Chief

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Fintech Greenlight is building ways to let kids invest in stocks

  • Greenlight, the personal financial management app for kids and parents, has seen its user base double since the start of the year.
  • With this growth, Greenlight is building an investing product, where kids can propose stock and ETF trades to their parents.
  • “To build true wealth, you really need to learn how to invest,” Tim Sheehan, cofounder and CEO of Greenlight, told Business Insider. “So we want the kids to try to learn that as early as they can, and to do it in a supervised environment.”
  • Greenlight is backed by investors including JPMorgan Chase, and Wells Fargo.
  • Visit Business Insider’s homepage for more stories.

A personal finance app for kids that’s managed by their parents has doubled its user base in the first half of this year.

Greenlight, which currently offers debit cards and savings accounts, is eyeing more financial products to launch for its parent and child users

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