Money

How to get out of debt advice, according to an expert

Photo credit: Chainarong Prasertthai - Getty Images
Photo credit: Chainarong Prasertthai – Getty Images

From Cosmopolitan

Asking yourself the question ‘How do I get out of debt?’ can feel akin to walking on a tightrope, blindfolded, while balancing a piano on your back… seemingly impossible.

It’s a feeling many of us might recognise, as research from the Young Women’s Trust shows over a third of females aged 18 to 30 are in debt, with 40% of us struggling to make our money last until payday. You can get support and advice from your bank but help can also be found from those who have been there and (not) bought the T-shirt.

Clare Seal, the woman behind Instagram account @myfrugalyear, has become an inadvertent financial guru after finding herself £27,000 in debt. Here’s her debt advice for making the first moves.

Analyse your spending habits

Budgets aren’t all about deprivation and saying no. “Now, I see them as

Read More

Here’s how much all the SNES games on Nintendo Switch Online would’ve cost back in the day

Some pretty exciting ape-related news happened yesterday: the Donkey Kong Country SNES game is coming to Nintendo Switch Online.

Now, if you don’t know what Nintendo Switch Online is, it’s a subscription service that not only allows you to play games over the internet, but also access two virtual consoles filled with games — specifically, SNES and NES titles. Don’t get me started about the lack of the N64 support. Now’s not the time.

Anyway, the announcement of Donkey Kong Country got me thinking about these previously AAA titles appearing for practically nothing on modern consoles. And, in turn, I wondered how much buying them all back in the day would’ve cost.

Well, we’re gonna find out.

First off, we need a list of the games. Because Donkey Kong Country was on the SNES, I decided to only focus on that console in this piece. Fight me. Or ask nicely

Read More

23 Athletes Who Love Giving Their Money Away

Athletes are known for using their massive salaries and endorsement deals to furnish lavish lifestyles — sometimes to the point of going broke. Plenty of athletes, however, give back by reaching for their own checkbooks to donate to charities, fund disaster-relief efforts, sponsor scholarships and bolster their alma maters — because not all athletes are looking to just make outrageous purchases.

Last updated: March 2, 2020

Steph Curry

Golden State Warriors three-point wizard Steph Curry has long loaned his celebrity to charities and causes, but he’s no stranger to digging deep himself. In 2017, he donated $118,000 of his own money to Hurricane Harvey relief. In 2019, he gave an unspecified seven-figure donation to Howard University to establish a golf team. A year earlier, he gave $25,000 to the wife of a golfer who was battling cancer.

Ronda Rousey

No one in history has done more to put women’s MMA

Read More

Money Market Funds vs. Money Market Accounts

When deciding where to save and invest, your choices will depend on your goals, time frame for saving and risk tolerance. A money market fund is one option; a money market account is another. While they sound similar, they actually work very differently when it comes to growing your money over time. Further, only one of these is insured against loss by the FDIC. Understanding the differences between a money market account and a money market fund can help you decide which one to include in your saving and investing plans.

Money Market Fund, Definition

A money market fund is an investment vehicle, rather than a deposit account. You can invest in money market funds through an online brokerage, either inside a tax-advantaged savings account like an IRA or through a taxable brokerage account.

A money market fund is essentially a type of mutual fund that holds other securities, such

Read More

These big brands actually make costco’s Kirkland products

When Costco customers see the red and black Kirkland Signature label, they know they’re going to get a good product at a great price. But they don’t always know who’s making it.

Store brand products like Kirkland are typically manufactured by third parties, not the store itself. Many of these behind-the-scenes companies are actually famous retail titans, so you can save big on your grocery bill without losing quality.

While plenty of the names behind Kirkland Signature products are public knowledge — some printed right on the box — others remain a closely guarded secret. More than a few rumors have popped up from people claiming to be in the know.

Here are the names we can confirm and the myths we can debunk, assuming no recent supplier swaps:

Confirmed.

Websites including Dog Food Insider claim that Kirkland Signature Dog Food is actually manufactured by Diamond Pet Foods, also known … Read More

6 Work-From-Home Myths You Should Stop Believing Now

Despite years of research that shows workers are, in fact, competent and capable grown-ups who can get work done at home, a lot of people still seem very worried about the idea.

The prospect of working from home — whether because your company is shuttered for the pandemic or your dream job happens to be in another state — conjures images of distracted loners and freeloaders wasting company time.

I’ve been working from home in some form for a decade, and I can attest this is not what it’s about.

Working from home is a wonderful gift technology has given us, one that lets us find the jobs we want, no matter where we live; live the lives we want, no matter what we do for work; and make money on our own terms.

In support of my ongoing quest to turn more workers and employers on to the joys … Read More

Google, Amazon Funnel Money to Virus Conspiracy Sites: Study

(Bloomberg) — Digital advertising platforms run by Google, Amazon.com Inc. and other tech companies will funnel at least $25 million to websites spreading misinformation about Covid-19 this year, according to a study released Wednesday.

Google’s platforms will provide $19 million, or $3 out of every $4 that the misinformation sites get in ad revenue. OpenX, a smaller digital ad distributor, handles about 10% of the money, while Amazon’s technology delivers roughly $1.7 million, or 7%, of the digital marketing spending these sites will receive, according to a research group called the Global Disinformation Index.

GDI made the estimates in a study that analyzed ads running between January and June on 480 English language websites identified as publishers of virus misinformation. Some of the ads were for brands including cosmetics giant L’Oreal SA, furniture website Wayfair Inc. and imaging technology company Canon Inc. The data exclude social-media and online-video services, so

Read More

11 Side Gigs You Can Do From Home

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

The rapid changes we experienced worldwide to slow the spread of the new coronavirus were, to put it lightly, tough on the wallet.

Whether your work hours have been reduced, you’ve been laid off from a full-time job, or you need a break from gigs that don’t allow social distancing like ride share or grocery delivery, finding a new source of income without leaving home might be daunting. 

You can always find work-from-home jobs though our portal. But maybe you just need something to get by for now until this all blows over.

Side gigs are a great way to bolster your bank account, and you can find a ton of online gigs that never require you to leave the

Read More

As talk builds for second stimulus, questions remain about first payout

And now, time for “It’s Not a Stimulus Scam, the Sequel.”

First, consumers had to be assured in June that the navy blue, Visa debit cards that just showed up in the mail beginning in late May really did contain stimulus money. The unexpected plastic card wasn’t a scam or a special promotion, as some thought. 

Now, letters from the U.S. Department of the Treasury are being sent in July to alert consumers about unused prepaid cards and how to activate the cards in order to spend your Economic Impact Payment, if you have one sitting in a drawer somewhere. 

The letter also will show you how to get a replacement card, if you’ve lost the card or thrown it away. And this letter isn’t a scam either.

The good news: The latest envelopes containing these letters will state in red: “Not a bill or an advertisement. Important information about

Read More

Republicans Want To Make Sure You Can’t Sue Your Boss If You Get Sick

With millions of workers returning to their jobs amid a still-raging coronavirus pandemic, the top Republican priority for the next big coronavirus bill is preventing them from suing their employers if they get sick.

Senate Majority Leader Mitch McConnell (R-Ky.) said Monday that his “number one” policy for a bill sometime this month is to block “an epidemic of lawsuits” against businesses, schools and health care providers from employees, customers, students and patients.

“Unless you were grossly negligent or intentionally engaging in harmful conduct, you should be protected from liability during this process,” McConnell said at an event in Kentucky, claiming there has been a surge of lawsuits relating to the pandemic.  

“There’s an army of trial lawyers out there ready to take advantage of the situation,” McConnel said. “We cannot get back to normal if we have an epidemic of lawsuits.”

McConnell’s push to shield businesses from liability claims

Read More