Category: Insurance

Posted in Insurance

Is it safe to travel to Spain this summer? Latest Foreign Office advice and restrictions

Playa de Formentor, Mallorca, Spain: istock
Playa de Formentor, Mallorca, Spain: istock

As countries around the globe tentatively begin to relax restrictions on travel, the promise of tapas al fresco and long, lazy sun-filled days beside the sea come top of the travel wish-list for many tourists.

Spain has long topped the list as one of the UK’s favourite holiday destinations, with more than 18 million British tourists visiting in 2019 – a fifth of the country’s overall total of nearly 84 million visitors, according to figures from the National Institute of Statistics.

But can British holidaymakers get there? And will we be welcome if we do?

Here’s all the information you need to know.

Am I allowed to travel to Spain from the UK?

At the moment, the Foreign Office is advising against all non-essential international travel – including to Spain.

The ban doesn’t make travel abroad “illegal” as such – but it does invalidate

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Posted in Insurance

More states close bars, slow reopening plans; Gilead Sciences sets price for remdesivir treatments

More states were slowing reopening plans Monday amid a national boom in coronavirus cases, although one Arizona mayor is unmoved by the ominous trend in his state.

And a drug company has set a steep price for remdesivir, a drug that has proven to shorten recovery times by about 31% for severe COVID-19 patients.

Nashville, Tennessee, will require masks starting Monday. California Gov. Gavin Newsom ordered bars in eight counties to close Sunday, days after governors in Florida and Texas issued similar, wide-ranging edicts. San Francisco Mayor London Breed halted its plans for businesses that were scheduled to reopen Monday. The state of Washington paused its fourth and final reopening phase. 

In Arizona, the number of confirmed cases increased by more than 3,850 on Sunday. Meanwhile, the mayor of a town in an eastern part of the state said that he has no plans to cancel a slew of upcoming

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Posted in Insurance

Is looting covered by insurance? Depends on the business

Sean Wotherspoon spent Saturday night in his Los Angeles home, watching live as his businesses were destroyed.

He watched as security-camera feeds showed people shattering the plate glass windows of his Round Two store on Melrose Avenue and walking out with more than $250,000 worth of high-end street wear. He saw them make off with about as much inventory from his vintage store next door. He watched as the Round Two location on the other side of the country in Richmond, Va., was hollowed out by fire.

“I’ve been robbed before, but nothing like this,” Wotherspoon said.

Protests over the police killing in Minneapolis of George Floyd continued in cities across the country Sunday night, and thousands of Angelenos took to the streets to voice their outrage at the apparent impunity of police who kill or brutalize black Americans.

Looting has accompanied some of the protests. Among the first businesses

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Posted in Insurance

Can I go on holiday this summer and will I have to quarantine?

EPA
EPA

For many, it felt like summer was cancelled as soon as Matt Hancock said as much on ITV’s This Morning back in early May.

“I think that’s likely to be the case,” the health secretary answered when asked if sunny season would be off the agenda for the first time since the Second World War.

But there are now glimmers of hope that something could be salvaged as Britain’s lockdown restrictions continue to ease. Here are your questions answered…

Will I be able to go on holiday this summer?

This is contingent on several factors: the current Foreign Office blanket ban on all international travel being lifted; the host country being willing to accept tourists from the UK; no quarantine being imposed upon arrival or return to the UK; the ability to get to the airport; and the ability to fly or otherwise travel to your chosen destination.

While

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Posted in Insurance

Is it worth it to bundle flights and hotels? Here’s what to know as you start traveling again

The coronavirus pandemic caused an unprecedented need for consumers to cancel travel plans. Many travelers have encountered frustration changing arrangements, canceling trips and obtaining refunds.

Some consumers prefer to handle each part of their travel on a piecemeal basis.  But if you end up having to cancel or make changes, it can be a hassle to contact every hospitality company individually.

For other travelers, a vacation package tidies up the process and creates a single-point contact but their policies may be restrictive regarding cancellation and refunds.

We’ve consulted with travel experts who share the pros and cons of bundling arrangements for your next trip:

The argument for bundling

Cost can be lower: When flights and hotels are booked together, travelers can achieve better prices. “From purely a financial perspective, a bundled vacation package can help you to secure the best prices and keep costs down,” says Matt Woodley, founder of

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Posted in Insurance

A patron saint of the internet? The pope is on it

Carlo Acutis, a 15-year-old Italian boy who died in 2006 and is set to be beatified in October 2020. <span class="copyright">(Acutis family)</span>
Carlo Acutis, a 15-year-old Italian boy who died in 2006 and is set to be beatified in October 2020. (Acutis family)

The good news for anyone praying for a little less online vitriol or a much faster internet connection is that the Vatican is on the case.

Showing that it has one foot in the 21st century, the ancient institution is backing a 15-year-old computer whiz to become the first patron saint of the internet.

Carlo Acutis, an Italian schoolboy who helped spread Roman Catholic teaching online before he died of leukemia in 2006, is the perfect candidate to become the protector of web surfers, said Cardinal Angelo Becciu, the head of the Vatican’s saint-making department.

“That’s my hope — he would be an ideal example for all young people,” said Becciu, whose official title is head of the Congregation for the Causes of Saints.

Carlo became deeply religious during

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Posted in Insurance

7 ways cybercrime is evolving amid the coronavirus pandemic

For many cybercriminals, the global coronavirus pandemic has been a golden opportunity for fraud.

And we haven’t even seen the worst of it yet.

Scammers love crises. From the criminal’s perspective, few things are better for cultivating new victims than a natural disaster or a social crisis.

Why? Because scams work best when people aren’t thinking clearly. When people are highly emotional, scared or anxious, as they usually are during a crisis, they tend to make impulsive decisions. This is exactly what the scammers want.

Read more: What to do if your identity has been stolen

A woman uses a smartphone and a mobilephone in front of a laptop on April 3, 2019. (Photo by ISSOUF SANOGO/AFP via Getty Images)

Cybercriminals are opportunists, and during a “normal” crisis — like a natural disaster — the opportunities are often short-lived. But the current crisis (or, rather, crises) is different.

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Posted in Insurance

Inside One Mother’s Fight To Help Her Kids Get An Education During Coronavirus

(Photo: Illustration: Damon Dahlen/HuffPost; Photos: Terri Johnson/Getty)
(Photo: Illustration: Damon Dahlen/HuffPost; Photos: Terri Johnson/Getty)

This story about rural education was produced as part of the series Critical Condition: The Students the Pandemic Hit Hardest, reported by HuffPost and The Hechinger Report, a nonprofit, independent news organization focused on inequality and innovation in education.

Terri Johnson willed her body not to show signs of impatience. She had been sitting in the parking lot of a McDonald’s in Greenville, Mississippi, for more than an hour, so her oldest child, Kentiona, could connect to the building’s Wi-Fi, something they didn’t have at home. Johnson didn’t want her daughter to feel rushed. 

Kentiona, 16, was in the passenger seat using the car’s dashboard as a makeshift desk. Her high school had recently closed in response to the coronavirus pandemic and shifted to distance learning. Kentiona’s persuasive essay for her English class had brought them to the McDonald’s on that third Friday

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‘It breaks your heart.’ California should audit embattled unemployment agency, lawmaker says

Citing relentless consumer anger over delays and confusion in dealing with the state’s unemployment agency, Assemblyman Jim Patterson Friday formally requested an audit of the state’s beleaguered Employment Development Department.

Among his requests: A close look at the agency’s decisions to award years of contracts for modernizing and maintaining the system to Deloitte Consulting LLC.

The Sacramento Bee reported Thursday that EDD has repeatedly used Deloitte to help build and maintain its IT systems for years, despite warnings from state watchdogs that the systems were often delayed and over budget.

Patterson, a Fresno Republican, listed his frustrations In a lengthy, detailed request that described his experiences with infuriated constituents upset with EDD.

“Every single day people are messaging me, saying, Jim, nobody’s returning my call. Or they denied my application for unknown reasons. It breaks your heart,” he told The Sacramento Bee, echoing what other lawmakers have found and readers

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Posted in Insurance

When, where and how will you be able to travel abroad in the summer of 2020?

Waiting game: passengers at Heathrow airport: Simon Calder
Waiting game: passengers at Heathrow airport: Simon Calder

UK holidaymakers will be able to travel abroad this summer – though it is not yet clear to which destinations.

At present a “double lock” effectively prevents most overseas travel. The Foreign Office advises against all but essential journeys abroad, while anyone returning to the UK faces two weeks of self-isolation.

The measures have already triggered the cancellation of millions of trips and stifled new outbound and inbound bookings.

But in the next few days the government will set out a list of countries for which both the Foreign Office warning and the quarantine requirement will be lifted.

These are the key questions and answers.

What is changing?

On Wednesday, 1 July, the government is expected to say that the current rules will be relaxed on 6 July for a range of destinations.

Simultaneously, the Foreign Office no-go warning and the need

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