Category: Insurance

Posted in Insurance

CloudMD Appoints Experienced, World-Class Insurance and Health Executive as Chief Innovation Officer

InvestorPlace

7 Monthly Dividend Stocks To Buy Now For Safe Payouts

The stock market can be broadly separated into two groups — dividend stocks and non-dividend stocks. Among stocks that pay dividends to shareholders, most do so on a quarterly basis. But there are other directions a company can take with its capital return policy. Some companies decide to pay a dividend once per year, while others pay semi-annually. There are even monthly dividend stocks.Income investors may find monthly dividend stocks to be attractive, as they pay 12 dividends per year. Monthly dividend stocks deliver more frequent income payments than stocks with other payout schedules. * 10 Education Stocks to Buy for the Fall School Season This article will discuss our top 7 monthly dividend stocks right now.InvestorPlace – Stock Market News, Stock Advice & Trading Tips * Realty Income (NYSE:O) * STAG Industrial (NYSE:STAG) * Shaw Communications (NYSE:SJR) *

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Posted in Insurance

From applying to receiving policy document, process to go entirely online



a close up of a box: Since all the documents are transacted online and maintained, it also improves transparency between the insurer and insured.


© Provided by The Financial Express
Since all the documents are transacted online and maintained, it also improves transparency between the insurer and insured.

Buying of health insurance and motor insurance policies is going to be entirely online. From filling up the application form to receiving the policy documents, the process will become entirely digital in the time to come. The IRDAI has issued a circular to all General and Health Insurers, for the issuance of Electronic Policies and dispensing with physical documents and wet signature on the proposal form in respect of health insurance policies.

As per the circular, the IRDAI states that in the wake of Covid-19 pandemic, the Authority had received representations from the insurance companies for an exemption to all individual and retail health insurance policies issued by general and health insurance companies from the requirement to issue physical policy document and hard copy of proposal

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Posted in Insurance

Wisconsin’s Top Court Won’t Order Ballots Reprinted, Averting Election Chaos

Here’s what you need to know:

Credit…Will Cioci/Wisconsin Watch, via Associated Press

The Wisconsin Supreme Court ruled on Monday that the Green Party’s presidential candidate will not appear on the state’s presidential ballot, a decision that came as a sigh of relief to election officials who had worried that a wholesale reprinting of thousands of ballots could bring chaos to an already stressed electoral system.

The decision against the candidate, Howie Hawkins, also could provide a small but potentially significant lift to Joseph R. Biden Jr., whose Democratic allies had expressed concern that the presence of a third-party progressive candidate on the ballot could siphon votes away from Mr. Biden and help President Trump.

Both the Biden and Trump campaigns view a path to victory through Wisconsin, which Mr. Trump carried by less than 23,000 votes in 2016.

Days before

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Posted in Insurance

A New Article Explains How Age Influences Car Insurance Rates – Press Release

LOS ANGELES, CA / ACCESSWIRE / September 15, 2020 / Compare-autoinsurance.org (https://compare-autoinsurance.org) has launched a new blog post that presents how the age of drivers can affect the premium paid on car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-your-age-matters-for-car-insurance-companies

There are multiple factors that go into determining the rates drivers will pay for car insurance: the make and model of the car, its age, where the driver lives, and more. One of the biggest factors in determining the premium cost is the age of the policyholder. Some age groups, like teen drivers and old drivers, are statistically more likely to be involved in accidents. For this reason, insurance providers charge more on the premiums paid by these groups.

Based on the age of the policyholder, car insurance rates can be affected as follows:

  • Teen drivers. Teens cause more accidents than any other age group
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Posted in Insurance

Wellness and preventive features to make health insurance affordable



The aim of taking such measures is to minimise the instances of hospitalisations, which would ease the burden on the insurance pool.


© Provided by The Financial Express
The aim of taking such measures is to minimise the instances of hospitalisations, which would ease the burden on the insurance pool.

Broadening the scope of insurance, the Insurance Regulatory and Development Authority of India (IRDAI) has asked the insurance companies to include wellness and preventive features in insurance policies, which would encourage the policyholders to stay healthy to minimise the chance of falling sick and getting hospitalised.

“The guidelines from IRDAI on including wellness and preventive features in health insurance are certainly a positive step forward for customers who can now proudly own their health insurance policies,” said Gurdeep Singh Batra, Head-Retail Underwriting, Bajaj Allianz General Insurance.

The aim of taking such measures is to minimise the instances of hospitalisations, which would ease the burden on the insurance pool.

Talking on the guidelines from IRDAI to include wellness and preventive features in health

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Posted in Insurance

Rising Health Issues Worldwide Driving Demand for Health Insurance Market to Grow $4.47 Trillion, Globally, at 4.4% CAGR

Pune, Maharashtra, India, September 9 2020 (Wiredrelease) Allied Analytics :Increase in healthcare expenses, mandatory provision of healthcare insurance for public and private sectors, and rise in prevalence of chronic diseases have boosted the growth of the global health insurance market. However, stringent regulation and longer time for claim reimbursement and dearth of awareness of healthcare insurance in rural region hamper the market. On the contrary, innovation in healthcare insurance products is expected to create lucrative opportunities in the near future.

According to the report, the global health insurance industry was pegged at $3.15 trillion in 2018 and is projected to reach $4.47 trillion by 2026, registering a CAGR of 4.4% during the forecast period.

Download Free Sample Report: https://www.alliedmarketresearch.com/request-sample/4338

Public service providers segment dominated the market

The public service providers segment held the largest share in 2018, accounting for more than half of the global health insurance market, as these

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Posted in Insurance

Activation of Florida National Guard creates health care insurance crisis for family

RIVERVIEW, Fla. (WFLA) — When the Florida National Guard activated and deployed her husband’s unit – the 164th Air Defense Artillery Brigade – medical insurance for Holly Fuentes and her 6 children was supposed to seamlessly transfer from her TriCare Reserve Select plan to a TriCare plan for active-duty personnel.

The 164th was activated on Aug. 14, 2020.

“As of Aug. 14, we have no health insurance coverage and we have 6 kids, the newest being 8 weeks old,” Holly told 8 On Your Side.

Holly, who lives in Riverview, was forced to cancel several doctors’ appointments and let a $600 per month prescription for her son go unfilled.

“The most pressing is our 8 week old needs to see a G.I. specialist and I can’t have that done because of the insurance,” she said.

When her husband’s Natl Guard unit was activated, Holly and her family were left without
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Posted in Insurance

Del. to Provide $21.5M in Health Insurance Rebates for Individua

DOVER, Del.- State Insurance Commissioner Trinidad Navarro announced Thursday more than $21.5 million in rebates for those who purchased insurance in the Delaware Health Insurance Marketplace, those who purchased Highmark Blue Cross Blue Shield Delaware plans outside of the exchange in the individual market, and for Highmark small group policyholders, in 2019.

“Now, more than ever, we need to make sure that every resident and small business can afford the health insurance they need for their families and employees. These rebates, combined with the ACA health insurance rate reduction for the coming year, do just that,” said Navarro. “This is just one of many ways we are working to reduce the cost-of-care our residents experience in the health care system.”

For the first time in the history of Delaware’s individual health insurance market, more than $12.6 million will be returned to 19,273 policyholders, with the average rebate being $656.

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Health Insurance Guys: New California family needs a better health care plan | The Health Insurance Guys

Al: You just missed our final COVID-19 open enrollment extension. Usually our open enrollment ends around February or March. This year, each month has had an additional extension right up to Aug. 31. The “official” open enrollment for 2021 starts Nov. 1 this year and goes until Jan. 31 next year.

By the way, beginning Sept. 1, there is another open enrollment for people in the counties impacted by the wildfires — a “special event” qualifying event.

Anyway, our reader is eligible to begin coverage for his family as early as Oct. 1 so long as he starts the application before Sept. 15. If started after Sept. 15, the earliest date would be Nov. 1.

Tom: Going back to the Kaiser Platinum Plan, it includes no deductible, $15 office visits with a primary care physician and a maximum out-of-pocket expense of $4,500 for an individual. Meanwhile, the two Gold Kaiser

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Posted in Insurance

Did You Know There’s No Longer a Penalty For Not Having Health Insurance if You Can Afford it? – Opinion


In 2020, it’s hard to sing the praises of the American healthcare system too much. It’s constantly the subject of political discourse and with the election looming it’s hard to know what’s true and what isn’t.

The situation in the United States is an interesting one because it’s one of the very few developed countries in the world which is not committed to a Universal Health Care program for its citizens.

And what’s unusual about it is that there is a large portion of the American population that does not appear to think that this is a massive issue. Of course, it’s important to view both sides of the argument, but in any other country, this would be cause for uproar.

If the healthcare system in Japan was altered to the point where insurance was so expensive that only the wealthiest people in the country were capable of affording it,

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