Thanks to quick online applications and, in some cases, instant approval, credit cards make it as easy to build your credit history as it is to make purchases. But they can also make it easy to fall into debt if you struggle to pay on time or tend to spend more than you have.
As a result, some people regard credit cards with skepticism: 17% of U.S. adults don’t have one, according to a 2019 Federal Reserve report.
No financial product is one-size-fits-all, and it’s OK if credit cards aren’t for you. There are other ways to establish credit — and keep your credit scores high — that don’t involve a credit card.
TEMPE, Ariz., July 30, 2020 /PRNewswire/ — Today, Bright Health Plan (BHP), with the support of the Greater Phoenix Economic Council (GPEC), Arizona Commerce Authority and City of Tempe, announced its decision to open a new contact center in Tempe, Ariz., to support Bright Health Plan’s rapidly growing membership across the country. The contact center will bring 35 jobs to the Tempe area this year and an additional 40 jobs in 2021. Initial services will include sales and sales service, and plans are in place to provide bilingual phone- and chat-based support for all Bright Health Plan members as early as next year.
“After considering several locations across the country, we chose Tempe because of the region’s cultural significance, diverse talent pool and quality of life,” said Jim Bletzer, senior vice president of Sales for Bright Health Plan. “It is the perfect community to partner with
Ashland reports preliminary financial results for third quarter of fiscal 2020 consistent with previous update
WILMINGTON, Del., July 28, 2020 (GLOBE NEWSWIRE) — Ashland Global Holdings Inc. (NYSE: ASH) today announced preliminary1 financial results for the third quarter of fiscal 2020 which ended June 30, 2020. The global specialty materials company serves customers in a wide range of consumer and industrial markets.
As expected, the Ashland portfolio demonstrated resilience during the quarter, despite the global macroeconomic uncertainty brought on by the COVID-19 pandemic. Sales were $574 million, down 10% versus the prior-year quarter, with the previously communicated prior-year business losses representing approximately one percentage point of the decline. Unfavorable foreign currency contributed an additional one percentage point. Net income was $37 million compared to net income of $66 million in the prior-year quarter, as the prior year included earnings from the Composites and Marl businesses. Income from continuing operations was $50 million compared to income of $23 million in the prior-year quarter, or $0.81 … Read More
WASHINGTON (AP) — A divided federal appeals court on Friday upheld the Trump administration’s expansion of cheaper short-term health insurance plans, derided by critics as “junk insurance,” as an alternative to the Affordable Care Act’s costlier comprehensive insurance.
The U.S. Court of Appeals for the District of Columbia Circuit said in a 2-1 decision that the administration had the legal authority to increase the duration of the health plans from three to 12 months, with the option of renewing them for 36 months. The plans do not have to cover people with preexisting conditions or provide basic benefits like prescription drugs.
President Donald Trump, who wants to get rid of the entire health care law but failed to repeal it in Congress, has praised the plans as “much less expensive health care at a much lower price.”
House Speaker Nancy Pelosi said the decision would allow the administration to “keep