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Posted in Personal

PerfectGift.com Is Live and Ready for On-Demand Gift Card Orders – Press Release

Personalized gift cards can be ordered nationwide one at a time or in bulk and have their orders shipped the same day.

Telos Gifting LLC announced today their on-demand fulfillment facility is ready to print, pack and ship gift cards for corporate and nationwide consumers. The fulfillment center will help grow gift card orders for reward and loyalty gift card service PerfectGift.com, as well as Gift Card Granny, which offers everyday consumers cash back rewards and savings for gift card purchases.

The facility is able to print personalized, on-demand gift cards in real-time thanks to a partnership with Qolo and Mastercard. Since the cards will be printed, packed, and shipped from the facility, consumers can expect better turnaround times for their orders with same day delivery, responsive customer service, and even UV sanitized packaging.

Telos Gifting founder Jason Wolfe commented, “The timing is perfect to launch our fulfillment center. We

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Posted in Business

Delphi Behavioral Health Group Expands Insurance Coverage for New Jersey Patients

FORT LAUDERDALE, Fla., Sept. 2, 2020 /PRNewswire/ — Delphi Behavioral Health Group, a leading nationwide provider of addiction and detox treatment programs, today announced it has expanded its health insurance offering for patients through an in-network contract with Horizon Blue Cross Blue Shield (BCBS) insurance at all Serenity at Summit and Summit Behavioral Health New Jersey locations.

Since 1932, Horizon Blue Cross Blue Shield of New Jersey has offered quality health insurance products and services to New Jersey families and businesses. Through this partnership Delphi Behavioral Health Group will be able to provide patients in New Jersey with more options and solutions for essential and potentially life-saving mental health and addiction treatment services.

“We are extremely proud and excited to be working with Horizon Blue Cross Blue Shield of New Jersey, and we feel this partnership could not have come at a better time,” said Dominic Sirianni,

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Posted in Finance

SEC to amend accredited investor definition, widen market access


The Securities and Exchange Commission today adopted amendments to the “accredited investor” definition, one of the principal tests for determining who is eligible to participate in our private capital markets.

Historically, individual investors who do not meet specific income or net worth tests, regardless of their financial sophistication, have been denied the opportunity to invest in our multifaceted and vast private markets. The amendments update and improve the definition to more effectively identify institutional and individual investors that have the knowledge and expertise to participate in those markets.

“Today’s amendments are the product of years of effort by the Commission and its staff to consider and analyze approaches to revising the accredited investor definition,” said Chairman Jay Clayton. “For the first time, individuals will be permitted to participate in our private capital markets not only based on their income or net worth, but also based on established, clear

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Posted in Insurance

Wisconsin’s Top Court Won’t Order Ballots Reprinted, Averting Election Chaos

Here’s what you need to know:

Credit…Will Cioci/Wisconsin Watch, via Associated Press

The Wisconsin Supreme Court ruled on Monday that the Green Party’s presidential candidate will not appear on the state’s presidential ballot, a decision that came as a sigh of relief to election officials who had worried that a wholesale reprinting of thousands of ballots could bring chaos to an already stressed electoral system.

The decision against the candidate, Howie Hawkins, also could provide a small but potentially significant lift to Joseph R. Biden Jr., whose Democratic allies had expressed concern that the presence of a third-party progressive candidate on the ballot could siphon votes away from Mr. Biden and help President Trump.

Both the Biden and Trump campaigns view a path to victory through Wisconsin, which Mr. Trump carried by less than 23,000 votes in 2016.

Days before

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Posted in Money

Money Hacks Podcast: ETFs and unit trusts, what are the differences and misconceptions?, Business News & Top Stories

Money Hacks Ep 79: Differences and misconceptions over ETFs and unit trusts

9:22 mins

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

This episode tackles the importance of knowing the pros and cons of ETFs and unit trusts.

Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option.

They discuss the following points:

1. What are ETFs and unit trusts and are there big differences between them? (0:45)

2. Are unit trusts and mutual funds the same product? (2:32)

3. Why are ETFs essentially a wrapper for products like funds, Reits or bonds, so they can be traded on exchanges? How does that impact the net asset value? (3:15)

4. Unit trusts are more convenient for investors who do not need intra-day liquidity (4:55)

5. What are the differences between ETFs

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Posted in Personal

Survival Schemes: 3 Practical Tips to Keep Your Small Business Afloat During a Pandemic

The economic impact of the coronavirus pandemic has truly reached a global scale. Several countries set up travel limits, or even bans to keep the infamous virus outside their perimeters. Government health officers, along with the hospital staff, are trying to maintain an excellent level of patient care, while preparing for the worst.

In times of trials, staying calm and optimistic can be hard. On the bright side, for business heads and entrepreneurs, staying composed under stress is part of the day’s work.

By taking bold and calculated actions now, you can set your business in a better position to remain strong and heal faster once the pandemic effects dwindle. To begin, here are some key plans and methods to help a business rally from coronavirus.

Think About Getting a Personal Loan

Usually, personal loans are a superb idea when entrepreneurs use it to support or raise their financial

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Posted in Business

Private Jet Travel Buying Tips For Companies And Business Travelers

Over the past four months, personal travel has helped the private aviation industry move from a nearly 80% drop in April to within 20% of pre-COVID-19 flight levels.

Those discretionary flights have been a combination of existing customers, first-timers, and returning users. For the latter, think retired CEOs and business owners who are in the high-risk age demographic, but previously didn’t see the value of extra cost versus time savings and convenience.

Of course, those who benefit most from private flights are business travelers who absolutely, positively have to be there, something that’s harder than ever to accomplish flying the airlines.

And then of course there is the risk, both to employees and customers, partners, or whomever else you are flying to visit. As you have probably heard by now, door-to-door, private flights have less than 20 touch points. That compares to over 700 possible opportunities to come in contact

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Posted in Finance

Fintech competition is key to a better finance sector

As McKinsey says: “Most jobs created by technology are outside the technology-producing sector itself. We estimate that the introduction of the personal computer, for instance, has enabled the creation of 15.8 million net new jobs in the United States since 1980, even after accounting for jobs displaced.”

The technology bogeyman which caused consternation during the 2016 federal election in Queensland may have been slain by COVID-19.

One big dividend of the pandemic is that technology has shown its worth in everyday life. Electronic prescriptions, food delivery via phone applications and virtual AGMs have kept us going.

The technology bogeyman that caused consternation during the 2016 federal election in Queensland may have been slain by COVID-19.

A positive disposition to technology is one thing. The next thing is to have a plan for Australia to be competitive. The plan to be competitive in FinTech is the same plan for Australia to

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Posted in Insurance

A New Article Explains How Age Influences Car Insurance Rates – Press Release

LOS ANGELES, CA / ACCESSWIRE / September 15, 2020 / Compare-autoinsurance.org (https://compare-autoinsurance.org) has launched a new blog post that presents how the age of drivers can affect the premium paid on car insurance.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/why-your-age-matters-for-car-insurance-companies

There are multiple factors that go into determining the rates drivers will pay for car insurance: the make and model of the car, its age, where the driver lives, and more. One of the biggest factors in determining the premium cost is the age of the policyholder. Some age groups, like teen drivers and old drivers, are statistically more likely to be involved in accidents. For this reason, insurance providers charge more on the premiums paid by these groups.

Based on the age of the policyholder, car insurance rates can be affected as follows:

  • Teen drivers. Teens cause more accidents than any other age group
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Posted in Money

Walmart Plus price, release date: $98 for annual membership

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Walmart Plus Home Screen 4x3



Walmart; Alyssa Powell/Business Insider


  • Walmart+, the company’s Amazon Prime competitor, has launched at last on September 15. 
  • The annual Walmart+ subscription price costs $98 per year compared to Amazon’s $119 per year Prime subscription. You can also pay $12.95 per month.
  • The service includes same-day delivery of over 160,000 in-store items like groceries and general merchandise, a Scan & Go feature that lets you pay for items with the Walmart mobile app while you shop at physical Walmart stores, as well as a five-cent discount on fuel at Walmart and Murphy gas stations.
  • Read everything you need to know about the Walmart+ shopping subscription service here and see how Walmart+ vs. Amazon Prime shakes out on launch day.

Amazon Prime has officially met its first true challenger in Walmart+, the premium retail subscription from

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